Loan-Level Analytics for Private Credit Fund Portfolios

Evaluate and monitor private credit, mezzanine, and CLO fund investments with asset-class-specific analytics that generic PE platforms can't provide. For credit-investment teams modeling loan-level economics and operations teams managing private-credit-specific reconciliation and reporting.

The Challenges Private Debt Investors Face

Generic PE Tools

Most LP platforms treat private debt like equity — missing loan-level granularity, PIK accounting, and default modeling.

Default Risk Analysis

Modeling the impact of defaults across the full capital structure with recovery scenarios.

Complex Fund Structures

Layered fee structures, recycling provisions, and credit-specific waterfall mechanics need purpose-built tools.

Portfolio Concentration

Managing exposure across borrowers, industries, and credit quality in a growing private credit allocation.

How Meridian Helps

Fund Simulation Engine

Loan-level modeling with monthly resolution — interest, PIK, warrants, defaults, and recovery scenarios.

Loss Severity Modeling

Default and recovery scenario modeling with loss severity analysis across the full capital structure.

Waterfall Distribution

Prospective waterfall modeling: ROC, LP Preferred Return, GP Catch-Up, and Carry with credit-specific mechanics.

Commitment Pacing

Multiple pacing strategies with optimization — calibrated for private credit deployment timing.

Credit Instrument Tracking

50+ fields per loan covering principal, pricing, covenants, collateral, and performance.

Risk & Shortfall Analysis

Shortfall analysis at multiple default scenarios and zero-profit break-even calculation.

Fund Simulation workspace with loan-level modeling and waterfall results

Preview the Platform

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See How Meridian Works for Private Debt Investors

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